CarComparisonAI

2025 Midsize Sedan comparison

Tesla Model 3 vs Toyota Camry

Specs, price, safety and 5-year ownership cost - compared side by side.

EPA & NHTSA data · Updated August 2026

VS

2025 Tesla Model 3

Long Range RWD

2025 Tesla Model 3 outline

$42,490

Starting MSRP

132

Combined MPG

21 cu ft

Cargo

2025 Toyota Camry

LE Hybrid FWD

2025 Toyota Camry outline

$28,700

Starting MSRP

51

Combined MPG

15.1 cu ft

Cargo

Quick verdict

Toyota Camry is the better value. Tesla Model 3 is the roomier choice.

The Camry hybrid is so efficient that the Model 3's electricity advantage shrinks to a few hundred dollars a year. With a ~$13,800 lower MSRP, the Camry wins the 5-year cost race comfortably. The Model 3 is the pick for performance and tech, not for savings.

Pick the Model 3 if

  • cheapest cost-per-mile in the class with home charging
  • minimalist tech lovers

Pick the Camry if

  • high-mileage commuters (51 MPG)
  • family sedan duty

Quick decision

Based on current assumptions

Lower 5-year cost

Camry

saves ~$8,435

Lower price

Camry

$13,790 less upfront

More cargo

Model 3

+5.9 cu ft

Fewer recalls

Camry

1 vs 3 (NHTSA)

Model 3 vs Camry specs side by side

Specification Tesla Model 3 Toyota Camry
Starting MSRP $42,490 $28,700 Better
Combined MPG / MPGe 132 Better 51
Horsepower 286 hp Better 225 hp
Cargo space 21 cu ft Better 15.1 cu ft
NHTSA overall rating ★★★★★ ★★★★★
Drivetrain RWD FWD
Seats 5 5

Car cost of ownership comparison - for your driving

Adjust the numbers to your life. They're saved on this device and applied to every comparison on the site.

With your driving, the Toyota Camry saves about $8,435 over 5 years.

Tesla Model 3

$38,095

Depreciation$21,245
Fuel$3,000
Insurance$11,750
Maintenance$2,100

$0.51 per mile over 5 years

Toyota Camry

$29,660Lower by $8,435

Depreciation$12,054
Fuel$4,706
Insurance$9,500
Maintenance$3,400

$0.40 per mile over 5 years

Insurance, maintenance and depreciation are class averages - see how we calculate. Your quotes may differ.

Which Midsize Sedan fits you better?

2025 Tesla Model 3 outline

Tesla Model 3

Best for cheapest cost-per-mile in the class with home charging

Good fit

  • ✓ Cheapest cost-per-mile in the class with home charging
  • ✓ Minimalist tech lovers
  • ✓ Quick yet efficient commuting

Look elsewhere if

  • ✗ Drivers who want physical buttons
  • ✗ Frequent rural long-trippers without charging planning
2025 Toyota Camry outline

Toyota Camry

Best for high-mileage commuters (51 MPG)

Good fit

  • ✓ High-mileage commuters (51 MPG)
  • ✓ Family sedan duty
  • ✓ Long ownership - hybrid battery warranty is 10yr/150k

Look elsewhere if

  • ✗ Towing
  • ✗ Drivers who dislike CVT-style power delivery

Safety, recalls and reliability risks

Recall and complaint data is pulled from official NHTSA records for the 2025 model year. Last refreshed August 2026; complaint counts are risk signals, not a defect rate.

Tesla Model 3

★★★★★ 5.0

3 recalls · 101 NHTSA complaints

  • TIRES:PRESSURE MONITORING AND REGULATING SYSTEMS: Tesla, Inc. (Tesla) is recalling certain 2024 Cybertruck, 2017-2025 Model 3, and 2020-2025 Model Y vehicles. The tire pressure monitoring system (TPMS) warning light may not remain illuminated...
  • BACK OVER PREVENTION:SOFTWARE: Tesla, Inc. (Tesla) is recalling certain 2024-2025 Model 3, Model S, 2023-2025 Model X, and Model Y vehicles. The computer circuit board may short, resulting in the loss of the rearview camera image...
  • ELECTRICAL SYSTEM:PROPULSION SYSTEM:FUSES, RELAYS, CONTACTS, AND SHUNTS: Tesla, Inc. (Tesla) is recalling certain 2025 Model 3 and 2026 Model Y vehicles. The battery pack contactors may fail, causing a loss of drive power.

Before you buy

  • • Almost all controls live in the touchscreen - test it before committing
  • • Insurance and out-of-warranty repairs cost more than a Camry/Accord
  • • Resale values have been volatile due to Tesla's own price cuts
View NHTSA details →

Toyota Camry

★★★★★ 5.0

1 recall · 126 NHTSA complaints

  • ELECTRICAL SYSTEM: INSTRUMENT CLUSTER/PANEL: Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2023-2024 Toyota Venza, 2023-2025 RAV4 Prime, RAV4, Highlander, GR Corolla, Crown...

Before you buy

  • • 2025 is the first year of the new generation - early-build cars carry more recall risk than a proven design
  • • Hybrid battery replacement out of warranty is expensive, though rare before 150k miles
View NHTSA details →

Dealer questions for this car comparison

Tesla Model 3

  1. What's the out-the-door price with every fee and dealer add-on itemized in writing?
  2. Can I see the window sticker and a list of any dealer-installed options I'm being charged for?
  3. NHTSA lists 3 recalls for the 2025 Model 3 - can you show written proof the recall work has been completed on this VIN?
  4. Can you provide a battery health report and confirm exactly when the battery warranty started?
  5. If I'm not financing through you, does the price change - and by how much?

Toyota Camry

  1. What's the out-the-door price with every fee and dealer add-on itemized in writing?
  2. Can I see the window sticker and a list of any dealer-installed options I'm being charged for?
  3. NHTSA lists 1 recall for the 2025 Camry - can you show written proof the recall work has been completed on this VIN?
  4. How much of the hybrid battery warranty (10 years / 150k miles) remains from the original in-service date?
  5. If I'm not financing through you, does the price change - and by how much?

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